University: Mahatma Gandhi University
Course:B.com
Subject : Taxation MODERN BANKING
Year of Question Paper : 2014
*Choose the correct answer from the choice given:
1) All currency notes beyond the denomination of rupee one is issued by:
a)State Bank of India
b)Ministry of Finance,Govt.of India
c)Reserve Bank of India
d)Central Bank of India
2) The working of banks in India is governed by:
a)Banking Regulation Act,1949
b)Banking Regulation Act,1964
c)Banking companies Act,1968
d)None of the above
3) ICICI bank is an example of:
a)Private sector foreign banks
b)Public sector banks
c)Nationalized banks
d)Private sector Indian Banks
4)Internet banking intoduced in:
a)1995
b)1985
c)1956
d)2002
* FILL IN THE BLANKS:
5) Overdraft is a temporary advances allowed by the bank through________
6) When a banker accepts deposits of money from a customer,he is only a________of the customer
in respect of that money.
7) KYC stands for___________.
8)__________ is an instruction given by the customer to the banker not to pay the amount
through its counter.
*STATE WHETHER THE FOLLOWING ARE TRUE OR FALSE:
9) EFT is a system of transferring money from one bank account directly to another without any
paper money changing hands.
10) 14 leading commercial banks were nationalized on july19,1967.
11)Regional Rural Bank are Private sector Banks.
12)Debit cards is a post paid card
* ANSWER IN A 'WORD' OR 'PHRASE' (4*1=4)
13)How many banks were nationalized in 1980?
14)Regional Rural Banks were established in_________
15)NPA stands for__________
16)Name the institution where mutual claims of local bankers are setteled?
*SECTION-B (ANSWER ANY 5 QUESTIONS) (5*1=5)
17)what is DIR scheme?
18)Define micro-finance?
19)What is investment banking?
20)What is mixed banking?
21)What is derivative deposit?
22)What is PIN?
23)What do you understanding by the term "customer" of a bank?
24)What is a stale cheque?
*SECTION-C (ANSWER ANY 4 QUESTION) (4*2=8)
25)Describe the function of a commercial banks?
26)Explain the benefits of Credit cards to card holders?
27)Explain the principle of sound lending?
28)What is Banking Ombudsmen Scheme?
29)Discuss the general relationship between a banker and his customer?
30)What is meant by banker's lien?
*SECTION-D(ANSWER ANY 2 QUESTION) (2*4=8)
31)Explain the significance and benefits of E-banking?
32)Explain the important types of credit cards?
33)What are the procedures to be followed to open SB Account with a banker? ..
Course:B.com
Subject : Taxation MODERN BANKING
Year of Question Paper : 2014
*Choose the correct answer from the choice given:
1) All currency notes beyond the denomination of rupee one is issued by:
a)State Bank of India
b)Ministry of Finance,Govt.of India
c)Reserve Bank of India
d)Central Bank of India
2) The working of banks in India is governed by:
a)Banking Regulation Act,1949
b)Banking Regulation Act,1964
c)Banking companies Act,1968
d)None of the above
3) ICICI bank is an example of:
a)Private sector foreign banks
b)Public sector banks
c)Nationalized banks
d)Private sector Indian Banks
4)Internet banking intoduced in:
a)1995
b)1985
c)1956
d)2002
* FILL IN THE BLANKS:
5) Overdraft is a temporary advances allowed by the bank through________
6) When a banker accepts deposits of money from a customer,he is only a________of the customer
in respect of that money.
7) KYC stands for___________.
8)__________ is an instruction given by the customer to the banker not to pay the amount
through its counter.
*STATE WHETHER THE FOLLOWING ARE TRUE OR FALSE:
9) EFT is a system of transferring money from one bank account directly to another without any
paper money changing hands.
10) 14 leading commercial banks were nationalized on july19,1967.
11)Regional Rural Bank are Private sector Banks.
12)Debit cards is a post paid card
* ANSWER IN A 'WORD' OR 'PHRASE' (4*1=4)
13)How many banks were nationalized in 1980?
14)Regional Rural Banks were established in_________
15)NPA stands for__________
16)Name the institution where mutual claims of local bankers are setteled?
*SECTION-B (ANSWER ANY 5 QUESTIONS) (5*1=5)
17)what is DIR scheme?
18)Define micro-finance?
19)What is investment banking?
20)What is mixed banking?
21)What is derivative deposit?
22)What is PIN?
23)What do you understanding by the term "customer" of a bank?
24)What is a stale cheque?
*SECTION-C (ANSWER ANY 4 QUESTION) (4*2=8)
25)Describe the function of a commercial banks?
26)Explain the benefits of Credit cards to card holders?
27)Explain the principle of sound lending?
28)What is Banking Ombudsmen Scheme?
29)Discuss the general relationship between a banker and his customer?
30)What is meant by banker's lien?
*SECTION-D(ANSWER ANY 2 QUESTION) (2*4=8)
31)Explain the significance and benefits of E-banking?
32)Explain the important types of credit cards?
33)What are the procedures to be followed to open SB Account with a banker? ..
![Lucknow University B.A./B.Sc. (Part-III) (Back Paper) MATHEMATICS [ Third Paper ] Numerical Analysis and Programming in C - 2018 Question Paper](https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjSRFF5B8mgwVKJswFbXFVMbYPkwZ5huZNYCbcvphN2nQ2jOctgxD-2OCGkKWECevFXYTdxUFbTDJhx7JzU880M-lNAV3yJhbPerY9N4OWHvh54NGmgoYOfAy9GWFzvBsiTMVcvjNuGYIs/s72-w640-c-h458/97+1.png "Lucknow University B.A./B.Sc. (Part-III) (Back Paper) MATHEMATICS [ Third Paper ] Numerical Analysis and Programming in C - 2018 Question Paper")
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