Wednesday, December 23, 2015

B.Com.(FINANCE & INVESTMENT): BANKING,Annamalai University Question Paper

Annamalai University Question Paper December 2014
B.Com DEGREE EXAMINATION, December 2014
(FINANCE & INVESTMENT)
(THIRD YEAR)
750: BANKING
Time: Three hours Maximum: 100 marks
SECTION - A
 Answer any FIVE questions. (5 × 8 = 40)
1. Explain the theory of open market operations as a weapon of controlling credit.
2. The relationship between a banker and a customer is primarily that of a debtor
and creditor – discuss.
3. State the precautions to be taken by a banker while opening Savings Bank
account for a customer.
4. What are the requisites of a cheque?
5. State and explain the protection offered by the negotiable Instrument Act 1881,
to the paying banker.
6. Explain the principles that guide the banks in granting loans and advances.
7. Explain the meaning and salient features of Fixed Deposit.
8. Describe the procedure to be followed while advancing loan against life
insurance policies.
SECTION - B
 Answer any THREE questions. (3 ×20 = 60)
9. Explain the role of commercial banks in the economic development of a nation.
10. Discuss in detail the role of co-operative bank in the development of rural credit
in India.
11. Explain the four broad aspects of appraisal of a form loan proposal.
12. What are the major difference between pledge and Hypothecation?
13. What are supply bills? Describe the procedure, documentation and precautions
relating to advances against supply bills.
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