Wednesday, December 8, 2021

University of Calicut B.A / B.Sc 1st Sem BANKING - I Nov 2019 Question Paper

University / Exam Board: University of Calicut

FIRST SEMESTER B.A/B.Sc. DEGREE EXAMINATION NOVEMBER 2019

(CBOSS—UG)

Economics

ECO 1 (2) C03 - BANKING - I

(2019 Admissions)

Time : Two Hours and a Half

Maximum : 80 Marks

Section A (Short Answer Questions)

Maximum marks in this section is 25.

Students can attempt all. Each question carries a maximum of 2 marks.

1. State the merits of branch banking.

2. Define a commercial bank.

3. Explain the assets and liabilities side of a balance sheet.

4. State the purpose of electronic clearing services.

5. What is meant by promissory notes ?

6. What is KYC ?

7. What is call money market ?

8. State the purpose of treasury bills.

9. Distinguish between NEFT and RTGS

10. What is meant by truncation system ?

11. Trace the history of State bank of India

12. What is meant by New Generation banks ?

13. Explain the phenomenon of "run on the banks".

14. What is meant by dishonouring of cheques ?

15. What is UPI ?

Section B (Short Essay Questions)

Maximum marks in this section is 35.

Students can attempt all questions.

Each question carries a maximum of 5 marks.

16. What are the important tools of modern electronic banking ?

17. Examine the role of banks in economic development

18. What am the important negotiable instruments of modern banking ?

19. List out the important instruments of money market.

20. Examine the rationale for merger of banks and its problems.

21. Trace the origin of modern banking system.

22. Distinguish between payment bank and small finance banks.

23. Explain the following

(a) Digital wallet. (b) Paytm.

Section C (Long Essay Questions)

Answer any two questions.

Each question carries a maximum of 10 marks.

24. Narrate the important functions of modern commercial banks

25. Explain critically the process o f credit creation by commercial banks

26. Examine the positive and negative impacts of nationalisation of commercial banks in India

27. Explain the following :

(a) Group banking. (b) Chain banking. (c) Unit banking. (d) Mixed banking. (e) Commercial banking.

Duraimani

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